Updated on 16th Aug
HDFC Home Loan Interest Rates
HDFC Bank, one of India’s leading private sector lenders, provides competitive interest rates for home loans. They start as low as 8.50% p.a. The loan tenure ranges to a maximum of 30 years. If you are looking to get a home loan, here’s all you need to know about interest rates charged by HDFC Bank on home loans.
HDFC Bank offers flexible repayment options, top-up loans, and seamless digital integration. Availing a home loan from HDFC allows you to benefit from custom interest rate slabs benchmarked against the bank’s Retail Prime Lending Rate (RPLR).
HDFC Home Loan Highlights 2026
| Interest Rate | 8.50% – 9.50% p.a. |
|---|---|
| Loan Amount | Up to 90% of property value |
| Loan Tenure | Up to 30 years |
| Processing Charges | Up to 0.50% of the loan amount or Rs 3,000 (whichever is higher) |